Inclusive Practice in Social Work Essay Example | Topics and Well Written Essays - 750 words

Comprehensive Practice in Social Work - Essay Example Authorizing such a law is only one of the procedures of advancing comprehensive practice in the instruction part in light of the fact that the administration puts enough systems to guarantee that even kids from poor foundations get to quality training similarly as those from well of families. Different states must follow a similar model and receive such arrangements to guarantee that training is open and moderate to all youngsters. Right to quality human services is one of the basic rights revered in the constitutions of most nations. As an expert human services specialist working in the medicinal services segment, I will guarantee that I treat all the customers similarly. I will serve them with deference and as per the acknowledged proficient set of accepted rules and I won't separate anybody on whatever premise. As I offer my administrations to the customers, I will likewise have a similar plan to them that they grasp comprehensive practice at whatever limit they are in. I will attempt to impact my partners to do likewise, to demonstrate regard to all customers and treat them in an altruistic way paying little mind to their social, financial or strict foundations. In the consideration homes, the best way to cause customers to feel at home is to treat them well paying little mind to their conditions or social standings. The vast majority of the old individuals experience the ill effects of degenerative and non-transmittable ailments, for example, diabetes, joint inflammation and hypertension. Giving them love and permitting them to take an interest in dynamic makes them increasingly proactive. Identifying with their circumstances isn't an answer, rather it is essential to support and assist them with beating their difficulties. Comprehensive practice in such a setting is tied in with allowing the older to all make their contribution to the general public and recognizing that they additionally have a ton to offer. Thusly, comprehensive practice in social work is something significant practice that must be energized in social settings, for example, schools,

Federalists VS Jeffersoneans Essay -- essays papers

Federalists VS Jeffersoneans As for the government Constitution, the Jeffersonian Republicans are normally portrayed as exacting constructionists who were against the wide constructionism of the Federalists. As history directs, this is seen as significantly precise. Federalists were firm devotees to the creation of a solid focal government and an expansive understanding of the Constitution. Notwithstanding, the Democratic Republicans accepted that the administration ought to follow a severe translation of the Constitution and held this would permit legit portrayal of the individuals and forestall government debasement. Thomas Jefferson was the main impetus behind the Democratic Republicans, who were the fundamental resistance of the Federalists. Practically contradicting the Federalists on each issue, he wanted to make impressive measure of changes to the framework once he came into power. That he did when he was introduced March 4, 1801. In his discourse, he focused on the requirement for a legislature of constrained forces, economy in the national organization, backing of state governments in the entirety of their privileges, quiet submission in larger part choices, the conservation of common freedoms, and harmony, business, and fair companionship with all countries, and snaring collusions with none. Once in office, the Alien and Sedition Acts which were set by the federalists to control open cynicism towards the gathering and to set constraints to outsiders in the US were not ...

Global Fellows Program at SIPA COLUMBIA UNIVERSITY - SIPA Admissions Blog

Global Fellows Program at SIPA COLUMBIA UNIVERSITY - SIPA Admissions Blog I am pleased to announce a program that has been in the works for quite some time.   SIPA has officially launched a new Global Fellows Program. The program will bring to campus each year a distinguished group of global leaders, each of whom has played a significant role in designing, shaping, or implementing solutions to critical global problems. The first cohort of SIPA Global Fellows will include Former United Nations Secretary General Kofi Annan, Former Chancellor of Austria Alfred Gusenbauer, and Tung Chee Hwa, Former and first Chief Executive of Hong Kong. The Global Fellows will serve as important resources for academic and professional programs across the University through public lectures, seminar meetings with faculty and students, mentoring SIPA students, and providing advice on research and teaching in their areas of knowledge and experience. “The Global Fellows Program expands on a long tradition at Columbia, in particular at SIPA, of engaging world leaders in the research and educational mission of the university,” according to SIPA Dean John Coatsworth. “From the Columbia World Leaders forum, to special lectures and ongoing collaborative research projects, policymakers from around the world serve as a bridge between Columbia’s faculty, and students and a global community that faces tough policy issues on a daily basis,” he said. Coatsworth acknowledged the support of Columbia President Lee Bollinger, who helped to recruit Annan and provided support for his new role at the University. Coatsworth also credited SIPA Advisory Board member James Leitner for supporting the appointment of Mr. Gusenbauer as the first Leitner Global Fellow. Gusenbauer presented a series of seminars co-sponsored by the European Institute earlier this month. For more information on the Columbia-SIPA Global Fellows Program, please click here.

Wuthering Heights Social Class - Free Essay Example

Sample details Pages: 5 Words: 1616 Downloads: 3 Date added: 2019/05/14 Category Literature Essay Level High school Tags: Wuthering Heights Essay Did you like this example? Emily Bronts novel Wuthering Heights tells one of the most famous love stories in the English language. Throughout the novel Nelly Dean, a servant at both Wuthering Heights and Thrushcross Grange, shares the love story between Heathcliff, a gypsy boy who is found on the streets of Liverpool and is rescued by Mr. Earnshaw, and Catherine, the daughter of Mr. Don’t waste time! Our writers will create an original "Wuthering Heights Social Class" essay for you Create order Earnshaw who forms a passionate attachment to Heathcliff. When Heathcliff is lowered to the position of a farmhand and Catherine decides to marry Edgar Linton instead, Heathcliff turns to revenge. He is determined to degrade everyone who sought to degrade him. At the time when this novel takes place, people were born into a class and stayed there: if your parents were rich and respected like Edgars, you would be, too; if your parents were servants like Nelly Deans, you probably would be one too. Social mobility the idea that you can change your class status (usually for the better) was not commonplace (Meler). In Emily Bronts novel Wuthering Heights, the theme of social class is shown throughout the novel, creating conflicts for the characters of Wuthering Heights and Thrushcross Grange. When reading the novel, it is clear to see that the storys setting and characters at both Wuthering Heights and Thrushcross Grange supply an unambiguous comprehension of the social contrast between the houses, The Earnshaws and Lintons are both part of a social class named the gentry, which is similar to the upper-middle class (Meler). However, Bront makes it very clear that Thrushcross Grange is a far more superior manor to the farmhouse at Wuthering Heights, While the Heights is depicted as simply typical and domestic,(Bront 80) the Grange is described as a scene of unprecedented richness (Meler). The two houses are neighbors yet they Heathcliff, Catherine, and Hindley live pretty much cut off from the outside world at Wuthering Heights and their only friends are the people that live there(Meler). Heathcliff and Catherines close bond probably comes from this aspect, where they only really had each other when growing up. It is not until Heathcliff and Catherine stumble upon the Lint on family in Thrushcross Grange that their relationship begins to change due to the fact that Catherine starts feeling a sort of societal pressure that she did not feel before, Catherine does not consider personal feelings, but instead, she focuses on her outward appearance to societywealth justifies social class, and Catherine strives to achieve high status (Meler). She regrets this when Heathcliff returns to the Heights, He had grown a tall, athletic, well-formed man His upright carriage suggested the idea of his having been in the army. His countenance was much older in expression and decision of feature than Mr. Lintons; it looked intelligent, and retained no marks of former degradation (Bronte 83). During the time he was away from the Heights, Heathcliff worked hard to raise his social rank. No longer could Edgar and Hindley treat Heathcliff like a servant like they did when Catherine first came back to the Heights. Heathcliff, you may come forward,.. You may come and wish Miss Catherine welcome, like the other servants (Bront 47). Heathcliff newly obtained social status gave him the power to own both Wuthering Heights and Thrushcross Grange. However, he chose to live in Wuthering Heights. Heathcliff let Thrushcross Grange, and preferred living in a situation and residence so much inferior (Bronte 28). Social class was something he never really cared about. He only ever wanted Catherine to marry him. Though far apart, Thrushcross Granges capitalism of social class destroys the natural and humane elements of Wuthering Heights creating the pressure to need a high social class In the novel, it is clear to see that how the characters act and present themselves causes many problems with how they are treated. Each house is associated with the behavior fitting their description, The Lintons are relatively firm in their gentrys status but nonetheless take great pains to prove this status through their behaviors. The Earnshaws, on the other hand, rest on much shakier ground socially(Meler). When growing up, Catherine was always a rambunctious child. There were no other ladies around so she was never taught how a lady should act. This made it easier for Catherine and Heathcliff to get along. When stumbling across Thrushcross Grange, Catherine is badly hurt by one of the Lintons dogs. The Lintons bring Catherine inside and thinking that Heathcliff is nothing more than a servant tell him to go away. Instead of leaving, Heathcliff watches,When Heathcliff watches Catherine through the window of Thrushcross Grange he watches the Lintons comb Catherines hair and wash h er wounded foot, his purpose is to determine whether she wants to be rescued he waited by the window to determine if Catherine needed him. (Apter 70) Her stay at the Linton house is when Catherine is introduced to the life of being a proper lady. Never once did she think about Heathcliff. Catherine stayed at Thrushcross Grange for five weeks. When she does return, there is no longer a wild, hatless little savage jumping into the house, and rushing to squeeze us all breathless (Bront 46) like the Earnshaws remembered instead therelighted from a handsome black pony a very dignified person, with brown ringlets falling from the cover of a feathered beaver, and a long cloth habit, which she was obliged to hold up with both hands that she might sail in (Bront 46). During her stay she at Thrushcross Grange she forgot all about how Heathcliff acted and presented himself. So when she sees him again she laughs and calls him dirty. Heathcliff is greatly hurt by this and he later asks Nelly to help him look presentable. Heathcliffs manners improve as he becomes a higher class. A half-civilized ferocity lurked yet in the depressed brows and eyes full of black fire, but it was subdued; and his manner was even dignified: quite divested of roughness, though too stern for grace (Bronte 83). The son of Hindley, Hareton should be the heir to Wuthering Heights. With land and standing, he ought to be a gentleman. However, Heathcliff refuses to educate him, and everyone else mostly ignores him, so his manners (a very important indicator of class status) are rough and gruff. (Meler) Lower classes do not always get to learn manners and have the ability to present themselves in a dignified way. In the novel, the characters must present themselves well or they will be overlooked and seen as nothing. Lastly, in the novel, it is clear to see that social status in marriage is a huge part of the social contrast between Wuthering Heights and Thrushcross Grange. Catherine, throughout the novel, showed different types of love for two different people. Her love for Heathcliff was her everything, it was her identity to love and live for Heathcliff but as soon as she found out how society views Heathcliff, she sacrificed their love and married Edgar Linton in the hopes of saving Heathcliff from Hindley and protecting him from the eyes of the world.Did it never strike you that if Heathcliff and I married, we should be beggars? Whereas if I marry Edgar, I can aid Heathcliff to rise and place him out of my brothers power. (Bront 71) Catherine thought she could slip beneath passions net and take the offer of Edgars pleasant love, but she is destroyed by her defiance. Her own emotional greed she thought he would be satisfied by her own inward assurance that they were one person. Her passion wa s so real that marriage to her had no reality. (Apter 72) Catherine was going to marry Edgar because of his wealth and status. By marrying Edgar, it would give her a name she can be proud of and the people would envy her. he will be rich, and I shall like to be the greatest women of the neighbourhood, and I shall be proud of having such a husband(Bront 69). This marked the lost of innocence for Catherine because she now knows the rules of society. She used to be so close to Heathcliff that she told Nelly I am Heathcliff(Bront 101). Their naturally formed union has been broken by Catherines marriage and now they must struggle for possession of one another. This struggle is a desperate attack; they cannot be gentle with one another; they must be ruthless in their attempt to maintain their hold upon one another(Apter 71). Edgar knew that Catherine loved Heathcliff more than she would ever love him. Because of this he despises Heathcliff and banes his daughter from ever going to Wutheri ng Heights.His rival destroys his happiness a second time by kidnapping his adolescent daughter, Catherine. The blow is so devastating that Edgar soon dies of grief(Bloom 23). Heathcliff would not have bothered with Edgar Linton and his family had Catherine not married Edgar(Apter 68). In Emily Bronts novel Wuthering Heights, the theme of social class is shown throughout the novel, creating conflicts for the characters of Wuthering Heights and Thrushcross Grange.The characters in the novel are affected by social classes in how they should act, how they are treated, and who they can marry, The social class conflicts added to Heathcliffs bitterness because he was rejected by his love due to his social class. It drove Heathcliffs ambition to become wealthier after Catherine marries Edgar instead of him. The social contrast between Heathcliff and Edgar, along with Catherines want to be wealthy, ultimately resulted in her marrying the man she was less happy with (Meler). If it wasnt for the social classes seen in the novel, the characters of Wuthering Heights and Thrushcross Grange wouldnt have to deal with the struggles they did.

Essay about The Grapes of Wrath - Lifestyle in the 1930s

The Grapes of Wrath is a historical and fictional novel that was written by John Steinbeck in 1939. He wanted to show his point of view of life in US during the years of Great Depression. This essay will talk about the lifestyle the public had during that time which dramatically changed conditions that the environment in we stern part of US had. The plot of Steinbeck?s work of fiction is rooted in the historical and social events of 1930s America, specifically the environmental disaster in Oklahoma. Drought had been a serious problem for the Great Plains region of the United States for many decades prior to the 1930s. Meanwhile, poor farming techniques of numerous sharecroppers had decimated the agricultural capacity of the land, the†¦show more content†¦Grandpa Joad, who complains that he does not want to leave his land, dies on the road after the family?s departure. As the Joads near California, they hear warning rumors of a depleted job market. One migrant tells Pa that m ore than twice more people show up than needed for work and that his own children have starved to death. Soon after they reached their destination, they lose three members of the family. Grandma dies, Noah, the oldest of the Joad children, and Connie, the husband of pregnant Rose of Sharon, abandon the family. As Joads come to California, they observe overcrowded camps that are full of starving migrants. Work is almost impossible to find or pays such a small salary that the whole family cannot earn enough money for food. While staying in a camp known as a ?Hooverville,? Tom and several men get into an intense argument with a deputy sheriff over whether workers should organize into a union. After that, Tom knocks the sheriff unconscious, but Jim Casy is arrested. Police officers announce their intention to burn the Hooverville. A government-run camp proves much friendlier to the Joads, and the family soon finds many friends and some work. Although the life in that camp for the family is pleasant, they cannot survive without steady work, and they must move on. Joads starts to pick fruit, but soon find out that they are getting a decent pay only because they have been hired to break a worker?s strike. Tom meets Jim Casy, after beingShow MoreRelatedThe Grapes Of Wrath By John Steinbeck Essay1622 Words   |  7 Pages The Grapes of Wrath John Steinbeck, widely viewed as one of the most finest and powerful American writer, born to a middle-class family in 1902 in the Salinas Valley of California. Steinbeck is a writer who often spoke for the people. The Grapes of Wrath is a great movie, published in 1939, filled with many universal truths and views on human nature and society, especially where class is concerned. In the article, John Steinbeck The Grapes a wrath: A Call to Action says, â€Å"Steinbeck’s novel showcasedRead MoreBabylon Revisited And The Grape Of Wrath Analysis1059 Words   |  5 PagesBoth Babylon Revisited and The Grape of wrath are stories that capture and explain the difficulties and the changes that occurred in peoples lives as a result of the Great Depression of 1929. Babylon Revisited explores life after the recession with its setting being in the 1930s. It explains the economical downfall of individuals during the recession and how they view the life before the recession, during the rec ession, and after the recession. The Grape of Wrath is set in the recession time withRead MoreGrapes of Wrath Essay1158 Words   |  5 PagesThe Grapes of Wrath, many concepts appear that were noted in How to Read Literature Like a Professor by Thomas C. Foster. However, the three chapters of Foster’s how-to guide that most apply to Steinbeck’s novel were â€Å"It’s All About Sex†¦,† â€Å"Every Trip is a Quest (Except When It’s Not),† and â€Å"It’s More Than Just Rain or Snow.† On more than one occasion these concepts are hidden within the book, and two of them actually seem somewhat linked together. After reading between the lines, The Grapes of WrathRead MoreSymbolism Of The Steinbeck s The Grapes Of Wrath 2259 Words   |  10 Pages Symbols In The Grapes of Wrath, the Joad family experiences many hardships on the journey to and in California, ranging from dying family members to a lack of sufficient food. In the third chapter of the novel, author John Steinbeck introduces a determined turtle who attempts to make its journey across a highway. The turtle is apparently nearly run over multiple times, and is actually hit by a car. This causes the turtle to be flipped on its shell, until it catches its footing and â€Å"littleRead MoreA Change in Perception: The Evolution of Entertainment, 1920-19621782 Words   |  8 Pageschanges. From the Roaring Twenties to the Great Depression, and from the Dust Bowl to the ideal 50s, entertainment evolved to suit an ever changing nation. In D.W. Griffiths film, Way Down East, a young woman seeks out financial assistance from her wealthier family members. In this film in particular an ever widening separation between the classes is evident. In John Fords The Grapes of Wrath, and The Salt of the Earth, a change has occurred within the sexes, and within the struggles of workingRead MoreDependence On What Matters The Most : Rough Draft2755 Words   |  12 Pagesunparalleled time period was known as The Great Depression. The Depression changed many lives drastically in a melancholy way and brought out the real values in people that were never seen before. 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It tells the story of one family’s hardship during the Depression and the Dust Bowl of the 1930’s. The Joads were a hard-working family with a strong sense of togetherness and morals; they farmed their land and went about their business without bothering anyone. When the big drought came it forced them to sell the land they had lived on since beforeRead More A classic example of socialism is John Steinbecks The Grapes of Wrath2431 Words   |  10 PagesSteinbecks The Grapes of Wrath The idea of socialism has transcended down in history; from the proletariat fighting for rights in France to Marxist revolutions and Leninists in Russia. Socialism is the helping of the laboring class; more so it is the uprising and asserting of power of the laboring class. A classic example of socialism is John Steinbecks The Grapes of Wrath. Many people thought this book was an attack on America, due to its social views. Grapes of Wrath was not a book

A Case Study On Banque Accord A Closer Look Free Essays

Banque Accord is a subsidiary of financial giant the Auchan Group1. Founded in 1983, Banque Accord was established in two stages: In 1983, with the issuance of â€Å"Accord† retail cards in Auchan’s hypermarkets; and, in 1987, with Auchan’s acquisition of Banque Delort, a subsidiary and affiliate of the banking group known as Credit Commercial de France2. Auchan subsequently called its newly acquired bank as â€Å"Banque Accord 3. We will write a custom essay sample on A Case Study On Banque Accord: A Closer Look or any similar topic only for you Order Now   Ã¢â‚¬  The newly acquired bank’s mission was to customize the rules that have proven successful in the area of retail distribution and bring it to the financial services field, by allowing consumers to avail of simple yet innovative discounted products and services. 4 Essentially, Banque Accord operates as a bank aligned with the credit and retail industries in general5. Put simply, Banque Accord brings electronic banking functions to retailers, and payment and financing options like cards and consumer credit, closer to its consumers. As a rule, the purchase of financial resources is backed by sound ratings from globally respected institutions like Moodys and Standard Poor. For the year 2006, Banque Accord received higher ratings compared to the previous year6. Moody’s gave the bank an A2 grade, while SP gave it an A or â€Å"Stable† rating7. To note, the word â€Å"Accord† suggests being able to agree on â€Å"financial solutions† for the company’s clients8. The dynamism of Banque Accord, which eventually became well-respected in international financial circles, is due to the fact that it is wholly-owned by a bank and a retail group. Since its inception, Banque Accord has noteworthy achievements, four of which are9: (1) consolidating – in the same organization – electronic banking, issuing of retail cards and providing credit to consumers; (2) creating a network of banking instruments in shopping centers; (3) an ever-widening range of goods and products available to clients (such as payment card facilities and services, revolving credit, traditional credit, and the like. 10); and (4) its takeover of Egg France in 2004, permitting direct online access under the monicker Oney. fr/ These factors, combined with the marketing genius of its Chief Executive Officer Damien Guermonprez, Banque Accord has evolved in 2006, into an international presence with operations in nine countries, and a database of 4,800,000 customers11. 1 (Dauchy, 2007, p. 2) 2 (Dauchy, 2007, p. 3) 3 (Dauchy, 2007, p. 4) 4 (Dauchy, 2007, p. 4) 5 (Dauchy, 2007, p. 16) 6 (Dauchy, 2007, p. 16) 7 (Dauchy, 2007, p. 16) 8 (Dauchy, 2007, p. 3) 9 (Dauchy, 2007, p. 3) 10 (Dauchy, 2007, p. 3) 11 (Dauchy, 2007, p. 3) Banque Accord: A Case Study 1 In Banque Accord’s financial disclosures for 2006, the company reflected a EUR353,167,000 increase in assets in just 12 months12. Banque Accord also reported a net income of EUR34,413,000 in 2005, as compared to EUR24,206,000 in 200413. Despite the potential for further international growth, Banque Accord has to contend with possible areas of difficulties, which include14: (a) the use of mobile phones as potential replacement for bank cards in transactions; (b) innovations in consumer credit; and (c) the development of e-business in the retailing industry. Regardless of these trends that Banque Accord has to contend with, the bank continue to be innovative and continues to explore newer concepts to maintain its prestige and originality in the banking and retail industries. 12 (Dauchy, 2007, p. 17) 13 (Dauchy, 2007, p. 17) 14 (Dauchy, 2007, p. 17) 15 (Dauchy, 2007, p. 3) Banque Accord: A Case Study 2 I. The Auchan Group Founded in 1961 by Gerard Mulliez, the Auchan Group started out in the North area of France with one hypermarket, which, simply defined, is a commercial complex which combines a department store with a supermarket16. Currently, in 2006, the Auchan Group runs 360 hypermarkets spread across 11 countries. In France, Auchan operates 654 supermarkets 17. Since the inception of Auchan, the company’s vision has remained the same. That is, to improve the purchasing power of its customers 18. Banque Accord is an Auchan subsidiary which has developed an identity of its own within the Auchan Group. Nevertheless, Banque Accord’s mission is identical to Auchan’s, and in essence, the bank has a dual vision 19: †¢ customer oriented: providing its clients with a means to purchase; and †¢ corporate oriented: assisting Auchan in maximizing turnover and revenue, therefore aiding the Group to reduce costs. Accordingly, Banque Acord’s mission, â€Å"The bank for consumers† is aimed towards Auchan’s clients at the hypermarkets 20. Banque Accord achieves its mission by making available to Auchan’s clients, certain services like discounted financial options and payments which are directly accessible to these clients. Being a part of the Auchan Group is a contributing factor to Banque Accord’s human resources practices: By training a group of responsible professionals who consider their jobs fulfilling, the company is able to achieve growth and guarantee their clients quality service21. II. Banque Accord’s Internal Strengths In studying the case of Banque Accord, one is accosted with the company’s inherent strengths. Whatever weaknesses there might be for the company, these are easily addressed based on the operating standards adopted by the Bank. Nevertheless, inherent strengths of Banque Accord include: A. European Market Share The modes of payment offered by Banque Accord is characterized by diverseness, regulatory and technical issues and the intricacy of the value chain of the industry22. Cash payment is predominant in 16 (Dauchy, 2007, p. 4) 17 (Dauchy, 2007, p. 4) 18 (Dauchy, 2007, p. 5) 19 (Dauchy, 2007, p. 5) 20 (Dauchy, 2007, p. 5) 21 (Dauchy, 2007, p. 5) 22 (Dauchy, 2007, p. 6) Banque Accord: A Case Study 3 Spain, Italy and Germany23. However, majority of Banque Accord’s clients in Great Britain and France use bank cards24. The bank card is considered a â€Å"pivotal† product for the company that issued it25. The card can be very much compared to a traditional bank’s checking or current account, which is most convenient for customers to use. Retailers or outlets that have tie-ups with bank cards are able to sell â€Å"progressively†, in coordination with various financial services like cross-selling or up-selling26. The European market where Banque Accord mainly operates was reportedly worth EUR930 billion in outstanding credit in 2005 (Source L’observateur Cetelem), and is manifesting fast growths in many countries27. Within Europe, where Banque Accord operates, there are distinct differences between countries. In Great Britain for example, the average outstanding credit per household is double that of France’s28. In simple words, buyers in Great Britain have greater use for bank cards than customers in France do. The differences between countries may be attributed to diverse cultural orientations, regulatory requirements and marketing procedures29. Another example is: frequently, young people are refused credit on the grounds that they do not have a stable means of paying it. On the other hand, it is quite common for a consumer to accumulate excessive credit30. A solution to this would be the use of regulatory systems and which monitor and prevent bad debts. B. Positioning and Diverse Services The business of Banque Accord is30: (a) issuing different types of payment cards like for example, retail cards, gift cards and bank cards; (b) proffering consumer credit and other related services; and (c) managing its retail partners electronic processing of monetary transactions. Electronic Banking is a technical service directly given by Banque Accord to its retailers, which is a source of pride to the bank31. Its electronic banking services is geared towards functioning as a bank – â€Å"receiving† transactions – providing the support in the retailers’ issuance of cards, managing authorization, 23 (Dauchy, 2007, p. 6) 24 (Dauchy, 2007, p. 6) 25 (Dauchy, 2007, p. 6) 27 (Dauchy, 2007, p. 6) 28 (Dauchy, 2007, p. 8) 29 (Dauchy, 2007, p. 8) 3-0 (Dauchy, 2007, p. 8) 31 (Dauchy, 2007, p. 9) Banque Accord: A Case Study 4 2005, to form a division called CardOps33. Being owned by a retailing group, Banque Accord’s aim is ATMS, payment terminals, etc 32. Banque Accord’s electronic banking services were grouped together in proximity to its customers, and minimizing costs of electronic banking. The core business of Banque Accord is the issuing of a range of cards, which have different functions. The bank’s cards may be a type of payment, a retailer’s marketing tool, a â€Å"support† product of the bank that is incorporated in its associated services34. It is widely said that an Accord card may be likened to a Swiss Knife with flexibility in functions — credit card, payment card and loyalty card 35. Various examples of an Accord card’s use are36: (a) Sample 137: Card Type : Retail Card Function : A payment card issued or released by retailer Banque Accord: Auchan cradholders total 4,000,000 in Europe, and the card is accepted by other retailers (b) Sample 238: Card Type : Loyalty Card Function : Retailer’s marketing instrument which could be used to attract and maintain a loyal base of clients Banque Accord: N/A (c) Sample 339: Card Type : Bank Card Function : A traditional card issued by banks, this card may be used overseas Banque Accord: MasterCard Accord and VisaCard Accord (d) Sample 440: Card Type : Gift Card 32 (Dauchy, 2007, p. 9) 33 (Dauchy, 2007, p. 9) 34 (Dauchy, 2007, p. 9) 35 (Dauchy, 2007, p. 9) 36 (Dauchy, 2007, p. 10) 37 (Dauchy, 2007, p. 10) 38 (Dauchy, 2007, p. 10) 39 (Dauchy, 2007, p. 10) 40 (Dauchy, 2007, p. 10) Banque Accord: A Case Study 5 Function : This type of card may be utilized to personalize service, and enhances customer relationships. Banque Accord: Auchan Gift Card Hence a card is useful to: ? the retailer, because it can be used as a marketing instrument and promotes consumer loyalty; and ? the consumer, because it is convenient means of financing and payment41 There is a distinct connection between owning a card, how the type of card benefits the customer and the retailer, and the amount of business the customer does with the retailer42. It is established that a customer who has access to credit through cards increases his or her purchasing power. A client who has no card hardly visits a retailer in a month, owning a loyalty card enables a customer to make three visits. Having a retail card allows the client to make four visits per month to the favorite retailer and having a bank card gives the client the opportunity to make at least five visits to the retailer 42. Banque Accord boasts of an orientation which is discount-oriented and customer-oriented43. Banque Accord has two selling and pricing concepts44: — annual subscription; and — cash back, which is defined as the money paid to the customer related t his or her card use. For example in France, Banque Accord gives a 40% discount incentive to annual subscribers for a refular Visa Card, and 60% discount on a Visa Premiere Card45. Based on the spending habits of the customers, an annual subscription increases the potential for the cleints’ purchasing statistics. Other Financial Products Apart from cards, Banque Accord also offers its clients other services, lilke46: (1) in-store credit wherein the individual retailers define their own credit policies along with different formulas for achieving revenue; (2) personal loans, which are granted to customers as a come-on, at interest rates based on current market prices; (3) revolving credit, which is built up by a credit reserve; 41 (Dauchy, 2007, p. 10) 42 (Dauchy, 2007, p. 10) 43 (Dauchy, 2007, p. 10) 44 (Dauchy, 2007, p. 10) 45 (Dauchy, 2007, p. 12) 46 (Dauchy, 2007, p. 10) Banque Accord: A Case Study 6 (4) Auchan savings account; (5) life insurance, which is a tieup with Suravenir and offers life plans at simple and reduced costs; and (6) non-life insurance. As evidenced by the wide range of â€Å"other† services that Banque Accord offers, its value chain is distinguished by a huge number of product alliances47. Thus, Banque Accord has been known for its flexibility. As a result, the bank has largely-increased the potential spending capacity of its client-base. Sometimes, the bank’s products are managed by other partners — at times their competitors — depending on which country the operation is in48. How to cite A Case Study On Banque Accord: A Closer Look, Free Case study samples

Team Creation Essay Sample free essay sample

Introduction The establishment and development of squads has become a focal point by its directors due to its potency of increasing productive capacity. coaction and cooperation in the organisation. However. there is besides a realisation that carry throughing such an nonsubjective requires direction and development accomplishments that are every bit sensitive to the single members and the developed group individuality. This in bend involves the proper choice of group or squad members. alliance to collective nonsubjective and single engagement and engagements of members in the squad attempts. Harmonizing to Ancona and Bresman ( 2007 ) . there is greater respect for squads to heighten map and public presentation: this is based on the belief that squads create platforms for synergism. In a similar mode. Sawyer ( 2008 ) points out that the ability of directors and other organisation leaders to entree squad potency and long-run feasibleness of the organisation. its members and even its external stake holders. Membership and Organization In the illustration provided for by Ancona and Bresman ( 2007 ) in their word picture of squad elements. We will write a custom essay sample on Team Creation Essay Sample or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page they point out that squad member choice consists of the designation of assorted functions or places. including functional. managerial and supportive 1s. and fiting prospective members’ accomplishments and organisational functions to team rank demands. Harmonizing to Stowell and Mead ( 2007 ) . it is pre-requisite prior to the composing of the squad to place strategic aims. clip frames. stakeholders and likely results. They point out that this will function as a base of mention for squads when they come into operation every bit good as create a point of proof for the development or organisation of future squads. A figure of attacks have been utilized in squad member choice. the standard for the attack is most frequently dependent on the nonsubjective demands and accomplishments demand. Lencioni ( 2005 ) points out nevertheless that a strictly functional attack in squad choice creates relational exposures and limits the positions of the squad. Thus. many modern-day surveies and research on squad organisation have shifted from this position to suggest a collaborative attack to team member choice. This implies that squad members should non merely consist of persons who perform the maps of the squad but besides the inclusion of directors. leaders or incentives and external specializers for holistic theory. Team Building Schemes Sawyer ( 2008 ) places great accent on squad edifice schemes. He believes that in making so even squads that were non initiated decently or had limited success can be engineered to increase their competences. possible and productiveness. Furthermore. the suggestion is that squad edifice schemes are non limited to professional or proficient development there should be equal. if non greater accent on developing trust. cooperation and coaction among team members. This sentiment is besides reflected in Lencioni ( 2005 ) : they suggest the establishment of duologue. heightening trust. committedness and answerability among members of the squad to other tem members and to the squad itself. These can be implemented through the development of squad workshops. group treatments. establishment of unfastened communicating systems and planing squad roadmaps. aims. schemes and support systems collaboratively. Stowell and Mead ( 2007 ) besides point out the demand to make chances for squad members to interact outside of work scenes or maps to increase their acquaintance with each other’s personalities. working manners or positions. This degree of consciousness and familiarity will besides be critical in the event of struggles among team members or crises that the squad will may hold to cover with in the hereafter. Team Conflict Management As mentioned. the more that the squad works or interacts together. the greater the degree of exposure or familiarity they have with each other. Though the aim is to make consciousness and tolerance among members. such work and relational scenes besides create a platform for struggles. Harmonizing to Lencioni ( 2005 ) . it can be expected that squad members will meet other squad members whose positions. positions or working manners are in struggle or merely non suited to another. This is in portion due to the continuity of individualism regardless of the degree of group coherence. Therefore. the higher the degree of diverseness within the organisation. the higher the border of possible struggle. Sawyer ( 2008 ) besides believes that struggles are portion of the power kineticss of the squad and as such. ironically are portion of the teams’ attempt to set up order or hierarchy. Therefore. the aim for squad directors is non the absolute bar of struggle but instead its direction and declaration ( Ancona and Bresman. 2007 ) . This will imply an appraisal of the background. work and public presentation of members with each other and the development of schemes including the control over propinquity of members who have a history of struggle or the constitution of mediation options where direct contact can non be avoided. Progressive research on the direction of squad struggle nevertheless emphasizes declaration instead than bar ( Lencioni. 2005 ) . This perspective suggests that the intercession that is needed is the constitution of duologue among conflicting or perchance conflicting parties and the development of a work system between them. Mentions Ancona. Deborah and Bresman. Henrik ( 2007 ) . X-teams: How to Construct Teams That Lead. Innovate and Succeed. Harvard Business School Press Lencioni. Patrick M. ( 2005 ) . Get the better ofing the Five Dysfunctions of a Team: A Field Guide for Leaders. Managers. and Facilitators. New York: Jossey-Bass Sawyer. Keith ( 2008 ) . Group Genius: The Creative Power of Collaboration. London: Basic Books Stowell Steven J. and Mead. Stephanie S. ( 2007 ) . The Team Approach: With Teamwork Anything Is Possible. New York: CMOE Press